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Remote Finance Graduate Trainee Needed at Xapo Bank

Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 140 Xapiens that work remotely from 40+ countries around the world.

Our beginning: A world that enjoys economic freedom and wealth protection, no matter where you live or who is running your country.

This is the dream that drove Wences Casares, our Founder and Chairman, to quietly transform the world of banking.

To achieve that, we search the world for the best people for the job. We work hard, think globally, and inspire each other to learn and grow. We are committed to changing the way things are done.

Although we are headquartered in Gibraltar, this is a full time, 100% remote position
Work from anywhere!

Job Title: Finance Graduate Trainee

Location: Remote

Employment Type: Contract

Risk is inherent in all of our business activities and managing risk well is the responsibility of every Xapien.

Sound risk management enables us to serve our customers and deliver value for our shareholders, and helps make Xapo a great place to work.

Our Graduate Programme runs for a period of 12 months giving successful graduates the opportunity to become a full time Xapien once the programme has concluded. This role would therefore be a 12 month contract.

Our Graduate Programme

We are searching for individuals at the start of their working life looking to propel their careers and make an impact in the Fintech, Banking, and Blockchain space.

As part of our innovative business, you’ll embark on a journey of professional growth, tackling real-world challenges, and shaping the future of Banking.

From collaborating with top-tier professionals in this industry to leveraging cutting-edge technologies, this role promises a thrilling adventure filled with learning, creativity, and endless possibilities.

We are committed to helping you unleash your potential and carve out a path to success, are you ready to take on this challenge?

Position overview

As a Finance Graduate Trainee at Xapo, you will have the opportunity to gain hands-on experience in various aspects of finance, including accounting, financial planning and analysis (FP&A), and accounts payable.

You will work closely with experienced professionals and contribute to key finance initiatives while developing your skills and expertise.


Accounting and Control:

  • Assist in maintaining accurate financial records and ledgers.
  • Prepare journal entries and reconciliations for various accounts.
  • Support month-end and year-end close processes.
  • Contribute to the analysis of financial data and trends.
  • Assist in internal and external audit activities.

Financial Planning and Analysis (FP&A):

  • Assist in the preparation of annual budgets and forecasts.
  • Analyze variances between actual and budgeted results.
  • Assist in data gathering and analysis to support financial decision-making.
  • Aid in the preparation of presentations and reports for internal stakeholders.
  • Assist in ad-hoc financial analysis and projects as required.

Accounts Payable:

  • Process invoices accurately and efficiently.
  • Ensure timely payment of invoices and resolve payment discrepancies.
  • Maintain vendor accounts and address inquiries from vendors.
  • Assist in optimising accounts payable processes and procedures.
  • Prepare reports on accounts payable ageing and cash flow projections.

Skills needed

  • Bachelor’s degree in Finance, Accounting, or related field.
  • Excellent analytical and problem-solving skills.
  • Proficiency in Microsoft Office, Excel is a must.
  • Other financial software will be considered a plus.
  • Strong attention to detail and accuracy.
  • Excellent communication and interpersonal skills.
  • Ability to work effectively in a fast-paced and collaborative environment.
  • Eagerness to learn and develop new skills in finance.

Other requirements

  • A dedicated workspace.
  • A reliable internet connection with the fastest speed possible in your area.
  • Devices and other essential equipment that meet minimal technical specifications.
  • Alignment with Our Values and the Xapo Values-Driven Leadership principles.

Why work for Xapo?


  • Shape the Future: Improve lives through cutting-edge technology, work 100% remotely from anywhere in the world.
  • Great work-life balance: Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge.
  • Expect Excellence: Collaborate, learn, and grow with a high-performance team. Learn how you learn best – from books to conferences, you’ll get a yearly budget for your individual learning and development goals.

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