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FG Student Portal Opened: Step by step Application Guide

The Federal Government, through the Nigerian Education Loan Fund, on Thursday, announced May 24, 2024, as the official date for “the opening of the portal for student loan applications.”

The announcement was made in a statement by the media lead for the NELFund,  Nasir Ayantogo.

Ayantogo, in a statement, said the opening of the application portal marked a significant milestone in the commitment of President Bola Tinubu to “fostering accessible and inclusive education for all Nigerian students.”


Step 1: visit

Step 2: Click on the “Apply Now”.

Step 3: Click on “Get Started”.

Step 4: Answer the questions on this page to continue by clicking on “Yes, I am a Nigerian”.

Step 5: Verify your educational information. You would be required to select your school from a dropdown and provide your matric number to check if your school has uploaded your details.

Step 6: Click the “Verify with JAMB” and enter your JAMB details in the screen.
(Students whose NIN has not been registered with JAMB will have an input field where they can enter their NIN for validation).

Step 7: Create an account by entering your Email address, Password and Confirm Password in the fields provided and click “Create Account”.

Step 8: Click the email verification link sent to your email.
This concludes the process of creating an account.


After successful registration, log in by clicking the “LOGIN” button.

Step 1: Enter your email address and password to Login.

Step 2: Click on the “Proceed to Contact Details” button.

Step 3: Update contact details with the current information of your Phone Number, Full Residential Address, State of Residence and Local Government Area of Residence and click “Proceed to Educational Details”.

Step 4: Update your educational details by selecting your Higher Institution and inputting your Matric Number, then click “Proceed to Account Details”.

Step 5: Verify your BVN by entering your BVN, select your Bank Name and enter your Account Number. Click “Save Changes” to complete your profile.


Step 1: Click on the “Request for Student Loan” button at the top right of the screen on the home or loans page after logging into the application.

Step 2: If you want an upkeep loan, click the check box, and click Continue, if all you need is the institutional charge, click the “Continue” button.

Step 3: Upload supporting documents. The admission letter is compulsory which the Student ID and Institution Invoice are optional.

Click the checkbox for the policy and declaration and click “Continue”.

Step 4: Read the loan overview and click the check boxes for both the Terms & Conditions and GSI Mandate then click “Submit Application”.

Step 5: Click on the “Loans” button to view the status of your application.

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What you should know

President Tinubu signed a new law in April 2024 that makes it easier for students to get loans for college and vocational training. This replaces the older 2023 law.

The main goals are to make sure everyone has a chance at higher education and to give young people the skills they need for jobs.

Here’s what’s new:

  • More people can apply: Now, all Nigerian students can apply for loans, regardless of their family income.
  • Easier to qualify: You don’t need someone to guarantee your loan anymore. You just need to meet the application and ID verification requirements set by the Nigeria Education Loan Fund (NELFUND).
  • Start paying later: You don’t have to start paying back your loan until two years after you finish your National Youth Service Programme.
  • Help if you’re struggling: If you can’t find a job and can’t afford to repay your loan, you can ask NELFUND to delay collecting the money. But lying about your situation can lead to jail time.

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