FairMoney Nationwide Recruitment 2024

Apr 18, 2024

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Description

FairMoney is a credit-led mobile bank for emerging markets. The company was launched in 2017, operates in Nigeria & India, and raised close to €50m from global investors like Tiger Global, DST & Flourish Ventures. The company has offices in France, Nigeria, Germany, Latvia, the UK, Türkiye, and India.

We are building Engineering centres of excellence across multiple regions and are looking for smart, talented, driven engineers. This is a unique opportunity to be part of the core engineering team of a fast-growing fintech poised for more rapid growth in the coming years.

We’re hiring for the following positions:

Software Engineer (Android)
Backend Engineer
Data Analyst (Collection)
Data Engineer
Product Manager
Content Marketing Lead

Software Engineer (Android)

As a software engineer at our company, you will have the opportunity to make a tangible impact on the future of banking. Our team is comprised of individuals with a passion for innovation and a drive to deliver the best possible experience to our customers.

Requirements

4+ years of professional experience in Android native development.
4+ years Coding in Kotlin/Java
2+ years experience in pair programming, TDD, code reviews
2+ years Unit Tests, Instrumented Tests, and End to End Tests
Ability to create clean, efficient and high-quality code
You are familiar with multi-module apps
You are comfortable with Clean architecture and using Coroutines (or RxJava)

Soft Skills:

Driven by impact
Great team player & communicator, who at the same time can also work autonomously
Proactive and hard-working – “Get it done” attitude
Will to over-reach objectives

Apply Here

Backend Engineer

Basic Qualifications

You have 4+ years of experience in backend software development with Golang
You have good verbal and written communication skills.
You have good problem-solving skills and object-oriented design skills.

Preferred Qualifications

Experience being a part of building complex software systems that have been successfully delivered to customers.
Knowledge of professional software engineering practices & best practices for the full software development life cycle, including coding standards, code reviews, source control management, build processes, testing, and operations.
Basic understanding of Micro-services.
Experience with cloud providers, preferably AWS, alternatively GCP/Azure.
Experience in communicating with users, other technical teams, and management to collect requirements, describe software product features, and create technical designs and specifications.

Apply Here

Data Analyst (Collection)

As the Collections Analyst for the Nigerian business, you will be part of a team that plays a critical role in managing FairMoney’s ability to grow in the market. You will be one of the key stakeholders and contributors in decisions revolving around the business and product strategies.

Role And Responsibilities

Assist in the development of collections strategy
Strategic campaign planning and optimization of new and existing collections models
Utilize data sets to perform analytics and propose solutions
Own the main portfolio metrics – default rates, acceptance rates, and profitability
Collaborate with Data Science, Debt Collection, and Growth teams on a daily basis
Work closely together with the Product and Engineering team on improvements for the lending product
Build, improve, and maintain the credit risk policy for Nigeria that will allow growth of the portfolio according to company OKRs
Communicate the performance results and other findings with the respective stakeholders
Keep up to date with the company’s lending protocols
Benchmarking current risk practices against those stipulated within business units
Implementing the best possible methodologies in improving the credit performance, considering the risk associated, yet offering the prime credit facility

Requirements

At least 2 years experience with exposure to Fintech / retail banking credit risk (consumer loans) / NBFCs
Expert in credit risk analysis/underwriting principles, methods, and practices
Proficient SQL user, with reasonable experience with BI tools like Tableau, PowerBI, or similar
Strong quantitative analysis experience
Strong attention to detail and ability to notice discrepancies in data
Impeccable understanding of financial statements, ratios, and concepts
Strong communication skills

Apply Here

Data Engineer

As a Senior Data Engineer at FairMoney, you will help build our Data Platform:

Ensure data quality and availability for all data consumers, mainly data science and BI teams. ingest raw data into our BigQuery DataWarehouse
Make sure data is processed and stored efficiently: work with backend teams to offload data from backend storage
Work with data scientists to build real-time machine learning feature computation pipelines
Spread best practices in terms of data architecture across all tech teams
Effectively form relationships with the business in order to help with the adoption of data-driven decision-making.

You will be part of the Datatech team, sitting right between data producers and data consumers. You will help build the central nervous system of our real-time data processing layer by building an ecosystem around data contracts between producers and consumers.

Our current stack is made of:

Batch processing jobs (Apache Spark in Python or Scala)
Streaming jobs (Apache Flink deployed on Kinesis Data Analytics)
REST apis (Python FastApi)
AWS Kinesis / Apache Kafka as message bus
AWS Lambda as lightweight processors
Apache Iceberg as an analytics table format
BigQuery as a data warehouse

Skills

You will work on a daily basis with the below tools, so you need working experience on:

Languages: Python and Scala
Big data processing frameworks:
Streaming: Apache Flink
Batch: all or one of Apache Spark – Apache Flink – Apache Beam
Streaming services: Apache Kafka / AWS Kinesis
Managed cloud services: one of AWS EMR / AWS Kinesis Data Analytics
Docker
Building REST APIs

Requirements

Ideally, you should have at least 5+ years of experience with:

Deployment/ management of stateful streaming jobs
The Kafka ecosystem: Kafka connects mainly
Infrastructure as code frameworks (Terraform)
Architecture around data contracts: Avro Schemas management, schema registries (Confluent Kafka / AWS Glue)
Kubernetes
Data quality frameworks (Great Expectations / Aws Deequ)

Apply Here

Product Manager

As a Senior Product Manager for the lending division, you will be a key driver in shaping the strategy and roadmap for our lending products.

You will be responsible for developing and executing a product vision that aligns with our company’s goals and customer needs. This role requires a deep understanding of lending practices, fintech industry trends, and the unique challenges and opportunities present in the African market.

Requirements

Bachelor’s degree in Business, Finance, Computer Science, or a related field. A Master’s degree is a plus.
Minimum of 5 years experience as a Product Manager, in the lending industry, preferably within the fintech sector.
In-depth knowledge of lending products and services, including consumer and small business lending, credit scoring models, and risk assessment.
Demonstrated experience in developing and launching successful fintech products.
Strong analytical and data-driven decision-making skills.
Familiarity with the Nigerian and African fintech markets and an understanding of local customer preferences and behaviors is a bonus but not essential
Excellent leadership and communication skills with the ability to collaborate effectively with cross-functional teams.
Experience in managing and motivating high-performing product teams.
Creative problem solver mindset with a data-driven and KPI-oriented approach.
Entrepreneurial mindset and commitment to getting hands dirty at all times;
Experience of working on platform products is a plus.

Join Fairmoney today and be a part of our mission to revolutionise financial services in Africa through innovative lending products and outstanding customer experiences. If you are passionate about fintech, possess a strong lending background, and have a track record of driving product success, we would love to hear from you.

Content Marketing Lead

Educational Background:

Bachelor’s degree in Marketing, Communications, or a related field.

Experience:

5 years experience in content marketing with a fintech company, minimum of 3 years in a leadership role.
Demonstrated experience in building a content marketing strategy that impacts business results.
Excellent written skills with the ability to present at the board level and inspire a team.
Broad experience across content marketing channels and a thirst to continue testing and learning.
Strong portfolio showcasing successful brand, content initiatives and PR campaigns.

Skills:

Exceptional written and verbal communication skills.
Proficient in content creation tools, social media platforms, and analytics.
Strategic thinking with the ability to translate business goals into effective brand and communication strategies.
Ability to collaborate effectively in a cross-functional team environment.
Excellent project management skills with the ability to meet deadlines.

Apply Here

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